Account types
Save for your child, retirement and more with investing accounts tailored to your goals.
RESP
Registered Education Savings Plan
Save for your child (or children’s) post-secondary education and enjoy government incentives and grants.
Variety of investment opportunities
Withdraw at beneficiary’s tax bracket
FHSA
First Home Savings Account
Turn your dream of home ownership into a reality by investing towards a down payment on your first home.
Enjoy tax-free growth
Contributions are tax deductible
More accounts to meet your needs
- Spousal RRSP
- Locked-In RRSP
- LIRA
- LIF
- RRIF
- RESP
- Family RESP
- Informal Trust
- Joint Informal Trust
- Formal Trust
- Individual Forex & CFDs
- Corporate Forex & CFDs
- Corporate Margin
- Partnership
- Sole Proprietorship
- Individual Margin
- Joint Margin
- Individual Cash
- Corporate Cash
Find the right account for your goals
Self-directed investing
Place your own trades and build your own portfolio commission-free 1
Questwealth Portfolios
Take the effort out of investing with low-fee portfolios managed by experts
RRSP
Get tax benefits now while also saving for your future.
Spousal RRSP
Save for retirement with your partner while you both earn tax benefits.
Locked-in retirement account (LIRA)
Take control of your provincially-registered employer pension plan or group RRSP.
Locked-in RRSP
Take control of your federally-registered employer pension plan.
Registered retirement income fund (RRIF)
Continue growing your retirement savings even after you retire with a RRIF.
Life income fund (LIF)
Continue growing your pension even after you retire with a LIF.
Registered Education Savings Plan (RESP)
Get government grants for your child’s education with an RESP.
Family education savings plan (Family RESP)
Save for more than one child’s (or beneficiary’s) education in one account.
Individual margin
Leverage your assets and investments to get extra buying power.
Joint margin
Open a margin account with someone you trust and leverage your assets.
Tax-Free Savings Account (TFSA)
With tax-free withdrawals, a TFSA is great for any kind of goal.
Individual cash
This non-registered account offers flexibility and limitless contributions.
Individual FOREX & CFDs
Take your trading international with 24 hour, global market access.
Corporate cash
Grow your company's cash with an account taxed at the corporate rate.
Corporate margin
Leverage your company's assets in an account taxed at the corporate rate.
Partnership
Pool investments with your business partner to boost your market potential.
Sole proprietorship
Invest on behalf of your business with 100% control over its assets.
Individual informal trust
Invest in an account for your child's benefit, with no formal documentation.
Joint informal trust
Open an account with other investors for your child, with no formal documentation.
Formal trust
Open a formal trust account to hold equity in trust for your beneficiary.
Self-directed investing
Place your own trades and build your own portfolio commission-free 1
Questwealth Portfolios
Take the effort out of investing with low-fee portfolios managed by experts
RRSP
Get tax benefits now while also saving for your future.
Spousal RRSP
Save for retirement with your partner while you both earn tax benefits.
Locked-in retirement account (LIRA)
Take control of your provincially-registered employer pension plan or group RRSP.
Locked-in RRSP
Take control of your federally-registered employer pension plan.
Registered retirement income fund (RRIF)
Continue growing your retirement savings even after you retire with a RRIF.
Life income fund (LIF)
Continue growing your pension even after you retire with a LIF.
Registered Education Savings Plan (RESP)
Get government grants for your child’s education with an RESP.
Family education savings plan (Family RESP)
Save for more than one child’s (or beneficiary’s) education in one account.
Individual margin
Leverage your assets and investments to get extra buying power.
Joint margin
Open a margin account with someone you trust and leverage your assets.
Tax-Free Savings Account (TFSA)
With tax-free withdrawals, a TFSA is great for any kind of goal.
Individual cash
This non-registered account offers flexibility and limitless contributions.
Individual FOREX & CFDs
Take your trading international with 24 hour, global market access.
Corporate cash
Grow your company's cash with an account taxed at the corporate rate.
Corporate margin
Leverage your company's assets in an account taxed at the corporate rate.
Partnership
Pool investments with your business partner to boost your market potential.
Sole proprietorship
Invest on behalf of your business with 100% control over its assets.
Individual informal trust
Invest in an account for your child's benefit, with no formal documentation.
Joint informal trust
Open an account with other investors for your child, with no formal documentation.
Formal trust
Open a formal trust account to hold equity in trust for your beneficiary.
Choose from two great ways to invest
Hand-pick the assets you’re most interested in with self-directed investing, or let experts handle the portfolio management for you with Questwealth Portfolios.
Self-directed investing
I want to invest by myself
questwealth portfolios
I want experts to invest for me
Account management fees starting at only 0.25%
Get matched with a portfolio suited to you in 15 minutes or less
You can invest in companies focused on social, environmental and governance qualities
Get answers to frequently asked questions
As many as you’d like - there is no limit to the number of accounts you can open at Questrade.
It costs $0 to start trading and investing with a self-directed investing account, and $250 to invest with Questwealth Portfolios.
That depends entirely on you and your goals. Certain accounts are great for flexibility and short-term investments, like TFSAs and Cash accounts, while others have more specific purposes, like RRSPs.
1 'Zero commission trades', '$0 commissions', '$0 trading', 'trade commission-free' and similar messages, refer to commission-free trading for trades placed online through Questrade, Inc.'s website or mobile apps for stocks and ETFs that are listed on a stock exchange in the United States or Canada. Other fees may still apply.
2 For options trades placed online through Questrade, Inc.'s website or mobile apps the base commission has been reduced to 0.99¢ per contract. The per contract rate for online options trading is further reduced to 0.75¢ if subscribed to an active trader plan.